Buying a home is an exciting experience, but it can be one of the most challenging if you don’t understand the mortgage process. Many families feel overwhelmed because of the amount of paperwork involved. Knowing what to expect, especially if you’re a first-time homebuyer, will help you make solid decisions about your home purchase.
Let’s be honest: it’s not easy to get a mortgage, but it’s not impossible. In fact, millions of people apply for and obtain new mortgages every year.
Take the first step
Most people begin their research online, but eventually, you’ll have to reach out to a live person to move forward.
Unless you are a cash buyer, you’ll need to choose a lender and get pre-approved before you can start seriously shopping for a home, though it’s fine to contact a real estate agent first to get a referral to a lender. Your finances must be ready before starting the search of your dream home. We would be happy to suggest lenders we have used successfully, who have proven themselves competitive and capable even with poor credit.